Why You Should Consider Purchasing an Annual Travel Insurance Plan

Life happens….unexpected life events do occur even when on vacation! Accidents, injuries, illness, missed or canceled flights, lost luggage, or the sudden illness of a loved one, can interrupt your travel plans. Everyone remembers how Covid 19 upended travel and changed everything! You should be prepared for the unexpected.

I have been purchasing annual trip insurance for the past 7 years. I have even successfully filed a trip insurance claim (more about that below).

Annual trip insurance, also known as Multi-Trip Travel Insurance or  Worldwide Travel Insurance, provides you with convenient, cost effective and a worry free one time purchase for all of your insurance needs for up to 1 year. All household members can be added to your plan without pre-qualification. Often annual plans provide broader coverage options when compared to purchasing individual insurance on a trip-by-trip basis and annual plans will cover your travels regardless of how many trips you take! Never think about purchasing travel insurance again as an annual plan will save you valuable time and eliminate your need to research, compare plans or purchase a new plan each time you travel.

My personal experience filing a claim with my travel insurance company occurred when my daughter suddenly developed a fever and a sore throat just hours before her 8th grade trip to Costa Rica. Her sudden illness required us to cancel her travel plans. After immediately consulting with her pediatrician regarding her diagnosis and treatment and requesting a letter of verification, I submitted an insurance claim. After my claim was properly submitted and all of the receipts and documentation were reviewed, my claim was successfully paid! Unfortunately, however, the review process took several months to finalize, but the system worked!

Most major insurance groups such as Allianz, Travelex and Travel Insured International have annual insurance plans. I would be happy to assist you with protecting all of your trips so that you can keep traveling the world with peace of mind.